Monday, July 2, 2012

We have to Pass the Bill to Know What is In the Bill

    Well now we have the damn thing and we are beginning to know how much it will cost per added taxes and who will get "free" services and all those services that will be "paid" by the insurance companies. 
    The ultimate goal is to have the government take over all health care.  When has the government ever created a program that was run efficiently or one not run over budget? 
    It would have been a wiser decision to work with the insurance companies, go with tort reform, and allow people to choose their own insurance companies by going out of state if had be.
    I thought it interesting and informative to show the latest info received from the health care company my company contracts with.  Being a women, I still do not understand why my physical last week was pretty much "free" and my husband's was not!

Reminder: Expanded Prevention As a reminder from the March IAI newsletter, the U.S.
Dept of Health and Human Services has issued new guidelines that require health plans to
cover the recommended women’s preventive health services below without charging a copayment, co-insurance, or deductible:

•Annual well-women visits
•Screening for gestational diabetes
•Human papillomavirus (HIV) DNA testing
•Counseling for sexually transmitted infections
•Counseling and screening for human immunodeficiency virus (HIV) infection
•Contraceptive methods and counseling
•Breastfeeding support and breast pumps
•Domestic violence screening

Our health plans already provide in-network coverage, without copayment, co-insurance, or deductible, for the majority of the recommended preventive health services. Effective on renewals beginning on and after August 1,2012, health plan changes will be made to include in-network coverage, without copayment, co-insurance, or deductible, for those recommended women~ preventive health services not already covered with no cost share. Coverage for all recommended preventive health services is subject to the health plan’s network requirements and provisions.

Religious Institutions
Certain religious employers are exempt from covering contraceptive services.
Blue Gross Blue Shield of Massachusetts will administer the exemption provisions as defined by the federal government.


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